What is an Informal Arrangement?
Basically speaking, it is an agreement between you and your creditor to pay back your debts at an agreed amount over a defined period of time and with a... Read More
Debt Agreements (also known as Part IX Debt Agreements) is a debt solution suitable for many people. In fact, around 16000* Debt Agreements are entered into in Australia every year.
John had a small business as a truck driver and courier. He has a Partner who doesn't earn a lot of money. Unfortunately due to stress and over work Joh... Read More
James has Credit Card and Personal Debt but works in the banking Industry. If James was to do a Part IX Debt Agreement his employment may be terminated as he works in a credit-sensitive part of the... Read More
Many people come to Fast Debt Help, who have joint debts with a partner.
First and foremost you must realise that if the debt is joint, each person will be treated as if they owe the... Read More
Trevor and Frieda were on good money as Trevor had a great Job in the mines. Unfortunately, with cutbacks in the Industry Trevor was retrenched. Trevor was out of work for a long time and his... Read More
Mia and Neville have a small business. It is a coffee shop on the outside of a shopping Centre. The Shopping Centre has decided to develop and extend the Centre and the mess they are making has sev... Read More
Michelle went guarantor for her Sons Business. Her son’s business has gone broke, now the Creditors are chasing mum for $157,000 and demanding full payment. They are threatening to move on Mi... Read More
Mark was self employed as a building Contractor. Unfortunately, Mark had a heart problem and was unable to work for 6 months. Mark spent the money he had put aside for tax during this period and no... Read More
THE COST OF HAVING TO SELL YOUR HOME?
If you have substantial debts you may have got to a stage where you now have bad credit and the bank wont let you Consolidate your debts. You ... Read More
Joe* had not long retired. He formerly worked in a physical Job but could no longer do that. Joe is now on the single aged pension which is quite tight. He does not own any property and only h... Read More
Stephen's* Debts had become so high he had no option but to declare bankruptcy. His business had gone to a totally unrecoverable stage and offering a payment plan was not an option. Stephe... Read More
Bobby's* Debts had accumulated after a string of unfortunate events put her a long way behind financially. Bobby had a relationship break up several years ago and was left with a lot of D... Read More
Jane* was in trouble with her business which she ran as a company. Business this year had not gone well with several large accounts not paying bills and leaving a large hole in her cash flow. She h... Read More
Preparing a detailed business plan is an essential part of applying for a business loan. The lender will know that you are serious and can assess your application accurately, armed with all the rig... Read More
Maybe you’re after lower repayments. Perhaps you dream of investing, using the equity in your home. There is no doub... Read More
Joint debts between partners (personal and business) create some of the biggest tension in relationships. Many of our clients come to us for help with this issue, especially where there h... Read More
Once upon a time, back when workers had one or two jobs for their whole career, most people continued with their mortgage faithfully until they had paid it off. How things have changed! These days ... Read More
Imagine if your home loan interest rate climbed from the current average (around 4.5 per cent) to reach a long-term average of 7 per cent.
In that case, almost half of Australian homeowne... Read More
About one in five first home buyers last year were at least partly financed by their parents. According to the Sydney Morning Herald, that number had increased by four per cent in just a couple of ... Read More
Parents love their kids and want to help them out. Kids love being able to realise their dreams and their folks can be a big help. But sometimes ‘it’s complicated’.
With... Read More
3/20/2018 2:02:42 PM
, debt solutions
3/20/2018 10:33:44 AM
Case Study: When Heart Problems Lead to Tax Problems
11/8/2017 2:35:14 PM
, debt agreements
Case Study: Saving James Banking Job
11/8/2017 2:31:50 PM
, informal arrangement
Joint Debts and Partners
11/8/2017 2:25:31 PM
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