Do you see the low interest rates being advertised on TV and wonder - ' am I able to get that too? What are the extras and what will it cost me to apply?'
Once you have established a good credit pattern of payments and are starting to build up equity in your property, we can continue to look at refinancing your loan to save you money. Reducing fees and Interest paying it off quicker if you like. Or maybe build in a line of credit that you can use for your future car purchases, business cash flow or possible home improvements, that is available at similar low rates.
Once a home loan is under 80% of the banks valuation, you have secure income and there is very little other debt, things start to get more competitive. Now you can avoid mortgage insurance and get the banks to compete for your business.
This is when you can shop hard for an interest rate and deal that suits you. Up until now it may have been difficult just getting the money you needed. Not any more!
So not only does Fast Debt Help look at difficult Debt Situations and getting your debts under control, once you get in a good financial position, we review your Home Loan and see what's out there to save you money. If you can pay off your home loan quicker and become totally Debt Free, you will feel like your living in a different world.
Fast Debt Help can prepare attractive options with excellent rates to reward a person or couple once they are back in a good credit position.